Private Health Insurance Company Won’t Pay. Where Do I Turn?

I have been thinking about national therapeutic insurance and I used to be for it. But now I am not for the reason thatsured, as there are two fundamental worries with any national health insurance plan.

The initithe whole thingy problem can be summed up briefly. If you have national health care, the go awayvernment will flow it. Quick name anything that the government runs efficiently. Think about how animated you are to renew your drivers license. You dread the long stanzas, the rude clerks, their attitude of ” I dont give a damn”. This is the same government that will be moving national health insurance. You think you hate your HMO now. You think that CIGNA stands for Called In Got No Answer, just wait until it is taken over by the government clerks.

And lets be real. You think there is too much administration and paper work involved in the health care industry now? PLEASE! once more name one government diary that has ever decreased paper work and administrative bills.

Remember Ronald Reagans prominent line. “The scariest phrase in the world is I am from the government and I am here to help you.”

In theory , national health care insurance sounds great. But the government cannot run anything efficiently, the projected cost of national health insurance hovers somewhere around one trillion a once a year, and you are assuming the government will keep these costs under control. Okay – you are accepted to snicker here. The stanzas government and cost control do not belong in the same sentence. Again, name one government program discovered for its sterling cost control efforts.

You may hate Blue Cross, but they have shareholders they must answers to. They have a profit they must make every year. They have an incentive to keep costs under control. What incentive does the government have to keep costs under control?

The other fundamental problem with national health care is the very assumption that it rests upon. People need health care, therefore the government will grant it. very last time I verified, we already had a private sector leaving health insurance.

Now think about that. If the government can take over any private sector interest, because ” people need the product.” , that is , at befitting, a very shaky dispute. And if the government can take over a private sector business, because “they are charging too much”, that again is a very scary proposition.

Look we all need automaticity. But if I dont pay my bill, the power company will shut off my lights. That is not fair. Over 40 million Americans cannot afford electricity and something must be done about it. The obvious answer is to have the goverrment take over my local electric company and provide me with electricity. That will train the electric company two training. First , do not get into business providing a service people “need”. As with national health care, if the government does not like the job you are doing, they will take you over.

The second lesson. Just like health care premiums, if the electric rates go up too high and the people cannot afford your needed service, the government can step in, take over, and ensure that all and sundry has affordable premiums, I brutal electric rates.

Hmm – government clerks running your health care. And giving the government permission to take over any business sector providing a vital service – electricity, housing, food, gas – just so government clerks can control the costs. Those are two roads I dont want to go down.

Health Insurance Nebraska Premiums Withheld When Employy Terminates

Filed under: Health Insurance

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